Terms of Use

1. DEFINITION OF TERMS

As used herein, the following terms shall have the corresponding meaning:

“GintoCash Apps” – refers to the downloadable application or Apps of GintoCash Technology OPC(GintoCash) as part of its portal for its clients.

“GintoCash ONLINE PORTAL” – refers to the web and mobile responsive portal of GintoCash Technology OPC (GintoCash). 

“GintoCash App User” – refers to a person who downloaded the Ginto Cash App to his or her mobile device or PC or Laptop.

“Owner”- GintoCash Technology OPC (GintoCash)

 “SERVICES” – all the services provided by GintoCash Technology OPC. via GintoCash Online Portal account holder, and “Service” means any of them.

 “REGISTER/REGISTRATION” – to create an account on the GintoCash Online Portal. 

“ACCOUNT” – refers to the GintoCash membership and GintoCash Online Portal account.

“VIP Account” – refers to the GintoCash VIP membership and GintoCash Online Portal VIP account.

“GINTOCASH VIP CLUB” – refers to the GintoCash VIP membership and GintoCash Online Portal VIP.

2. THE GintoCash Portal and the GintoCash App 

The GintoCash Portal is the sole property of GintoCash Technology OPC (GintoCash). The privileges of the GintoCash membership may be revoked, terminated, withheld, or suspended by the Owner at any time and for whatever reason or cause without need of prior notice to the Member or Account Holder. The Member or Account agrees to hold the owner free and harmless from any claim for damages arising from such termination, withholding, or suspension.

3. RESPONSIBILITY OF MEMBER OR ACCOUNT HOLDER

The Member or Account Holder shall be liable for all transactions made through the use of the GintoCash Online Portal.

All GintoCash clients and/or users, members, and/or account holders can get the membership by registering to the GintoCash Portal.

5. TERMS OF USE

By using this website (“GintoCash Online Portal”), the Account Holder or member agrees to be bound by these Terms and Conditions of Use. The Owner reserves the right to amend these terms and conditions at any time. If the Member or Account Holder disagrees with any of these Terms and Conditions of Use, the Member or Account Holder must immediately discontinue the access to the GintoCash Online Portal and use of its services. Continued use of the GintoCash Online Portal will mean that the Member or Account Holder accepts these Terms and Conditions of Use, and the Member or Account Holder accepts the likelihood of its amendment from time to time.

6. APPLICABILITY OF TERMS AND CONDITIONS

The use of any Services and/or the GintoCash Online Portal is subject to these Terms and Conditions of Use. GintoCash Online Portal can be accessed through a desktop, PC, or mobile device using a web browser. Users must register to utilize the GintoCash Online Portal. GintoCash Online Portal will be made available to Members or Account Holders with no fee unless otherwise determined by the Owner.

The GintoCash Online Portal is completely customer self-service where the member or Account Holder shall enter/provide his or her account name and preferred password. The Owner recommends the use of strong but easy-to-remember login details.

GintoCash Online Portal processes financial and non-financial transactions such as Viewing the marketplace, booking for appraisal services, booking for certification services, booking for customization services, booking for repair services, Domestic and International Partner Search, Services Tracking, Branch Locator, Appraisal Calculator, Online Appointment, Change Password, change eService’s PIN and View Personal Information.

The Owner reserves the right to change, modify, substitute, suspend, or remove without notice any information or Services on the GintoCash Online Portal from time to time. The Member or Account Holder’s access to the GintoCash Online Portal and/or the Services may also be occasionally restricted to allow for repairs, maintenance, or introduction of new facilities and or services. The Owner will attempt to restore such access as soon as the Owner reasonably can.

The Owner reserves the right to block access and or edit or remove any material which in our reasonable opinion may give rise to a breach of these Terms and Conditions of Use.The Member or Account Holder has full responsibility over the security of his/her PC, Laptop, Mobile Device/s, SIM card and confidentiality of his/her User ID and password/s and all transactions, whether valid or fraudulent, authorized or unauthorized, made through said PC, Mobile Device/s/SIM card and via GintoCash Online Portal, if such fraudulent or unauthorized transaction was caused by or is a result of the Member or Account Holder’s fault or negligence. The Owner encourages the Member or Account Holder to change passwords regularly, especially when account details have been exposed.

It is the Member or Account Holder’s sole responsibility to change the password through the GintoCash Online Portal if its confidentiality has been reasonably suspected to have been compromised to avoid any unauthorized use of the Member or Account Holder’s account. The Owner shall not be liable for any unauthorized use/misuse of the GintoCash Online Portal due to theft or loss of the PC, Laptop, Mobile Device/SIM.

7. PARTICIPATING PERSON IN GINTOCASH VIP CLUB

Only VIP Account Holders who paid a VIP Membership Subscription fee are eligible to enjoy the privileges, perks, and benefits of GintoCash VIP Club.
8. PRIVILEGES

  • The VIP Account Holders will be entitled to have access to high-end jewelry.
  • The VIP Account Holders will be entitled to have access to high-end watches like Rolex, Tag Heuer, Omega, and more luxury brands.
  • The VIP Account Holders will be entitled to use discrete or anonymous accounts.
  • The VIP Account Holders are entitled to trade discretely their high-end jewelry and watches in the GintoCash VIP Club.

9. BLOCKING OF VIP MEMBERSHIP

If a VIP Account Holder fails to pay the VIP Membership subscription fee on or before the due date, access to the VIP Membership Club will be blocked.

10. ACCOUNT AND/OR MEMBERSHIP TERMINATION

In the event, that the Account Holder fails to comply with any of the terms and conditions governing the use of the GintoCash Portal, or for any reason, the Account Holder dies, the right to use the GintoCash Portal shall forthwith be terminated, without the necessity of demand, which the Account Holder hereby waives. The Owner may, at its discretion, with or without notice, and without assuming any liability to the Account Holder or third parties, terminate the Card Holder’s account, cancel any transactions associated with the Account Holder’s account, temporarily or permanently withhold transactions, and/or take any other actions that the Owner deems necessary. These measures may be implemented upon reasonable assessment that there has been, (a) violation of these Terms and Conditions; (b) illegal, fraudulent, harassing, defamatory, threatening, or abusive behavior; (c) creating multiple user accounts; and (d) abuse; This clause is not exclusive of other remedies that may be available to the Owner under existing Philippine laws.

11. PROHIBITIONS

The account holder must not misuse the GintoCash Online Portal and any of its services. The Account Holder shall not use any automated systems or software to extract data from this platform for any purpose. The Card Holder shall not commit or encourage a criminal offense, transmit or distribute a virus including but not limited to Trojan horse, worm, logic bomb, or post any other material on the platform that is malicious, technologically harmful, in breach of confidence or in any way offensive or obscene; hack into; corrupt data; annoy other users; commit fraud, infringe upon the rights of any other person’s proprietary rights; send any unsolicited advertising or promotional material; or attempt to affect the performance or functionality of any computer facilities of or accessed throughout the platform. In the event such a breach occurs, the Issuer will report the breach to the relevant law enforcement authorities and appropriate legal action will be taken.

12. LIMITATION OF LIABILITY

In the event of any action that an Account Holder may file against the Owner for any cause whatsoever, the Account Holder agrees that the Owner has no liability. If any, it shall not exceed the amount of One Thousand Pesos (Php1,000.00) or the damages proven to have been suffered by the Account Holder, whichever is lesser.

13. AMENDMENTS

Owner may, with or without prior notice, at any time and for whatever reason it may deem proper, amend, revise, or modify the terms and conditions hereof, and any such amendment shall bind the Account Holder.

14. NON-WAIVER OF RIGHTS

No failure or delay on the part of the Owner in exercising any right or power hereunder shall operate as a waiver thereof nor shall any partial or single exercise of any such right or power preclude any other right or power thereunder. No waiver by the Owner of any of its powers herein shall be deemed to have been made unless expressed in writing and signed by its duly authorized representative(s).

15. ASSIGNMENT/TRANSFER OF RIGHTS

All rights and interests of the Owner under this Agreement may be assigned or transferred by the Owner without the consent of the Account Holder, his/her supplementary or surety(ies), if any.

16. COMPLIANCE

The Account Holder agrees to fully comply and abide by the terms and conditions governing the use of the accounts, laws, statutes and regulations, and other access devices in commercial transactions.

17. BINDING EFFECT

The terms and conditions provided herein, all bind the parties, their heirs, executors, and administrators, as well as their successors and assigns. The Account Holder confirms to have read and understood the Terms and Conditions herein by agreeing on the GintoCash Portal.